INSURAN
1. INSURAN HAYAT – MAA TAKAFUL SDN BHD
- DIRI
MaaxLife
…soar freely at your highest Description
We all go through different stages in our lives. And as we move into each stage, we need some flexibility to manage this change. Without flexibility, planning for a change can be quite a challenge. You can now face this challenge with MaaxLife!
MaaxLife gives you the flexibility you so richly deserve. Give yourself the flexibility to change the amount of money you’ve allotted for investment and protection – change the equation as your needs change!
MaaxLife gives you the flexibility to manage your protection and investment needs in one account. You decide how your money works for you.
Benefits
| Life Insurance | You have a choice of how much Life Insurance you want which is called the Basic Sum Assured. The Basic Sum Assured can be increased or decreased subject to current underwriting requirements. In the event of Death, both the Basic Sum Assured and the Investment Account balance are payable.
Should Total and Permanent Disability occur before age 65, the Basic Sum Assured is payable and you have a choice of either:
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| Investment Account | You have a choice of diverse professionally managed MAA investment-linked funds to choose from, depending on your investment objectives, risk profiles and investment horizons. You have the flexibility of not only investing in any one of the MAA investment-linked funds but also switching your investments between these funds as your risk profile changes.
With the Investment Account, you have the flexibility to build a healthy retirement nest egg through the MAA investment-linked funds. In the long term, these professionally-managed funds offer potentially higher returns than your savings in a bank account. |
| Total Flexibility | You have the freedom to make withdrawals at any time for your living expenses.
MaaxLife gives you the flexibility to top-up on a regular basis with MaaxSaver, which starts from as low as RM50 a month. In addition, you also have the flexibility to top-up your investment at any time with a minimum lump sum payment of RM2,000. These top-up facilities are available to you to maximise your investment. |
Who is Eligible?
You can be insured with MaaxLife if you are between 30 days and 69 years of age; however, the policyholder must be at least 18 years old.
2. ANAK
- Perlindungan dan Simpanan
MaaxEducation
Give Your Child The World
Description
Parenthood can simultaneously be the most rewarding and challenging undertakings of your life. As our children travel the road from infancy to adulthood, we want them to be protected and well educated so as to be financially secured in the future. Meeting the protection and education costs can be a big challenge! This is why MAA Assurance suggests that, above and beyond your day to day efforts to provide for your children, you must start your protection plan and build an education fund now with MaaxEducation!
Benefits
| Savings Continuation Protection | Optional Payor Benefit Riders allow waiver of premium in the event the payor dies, becomes totally and permanently disabled or is diagnosed from dread diseases. Therefore, you can rest assured that if anything happen to you/spouse, your child would continue to receive all benefits of the policy and the intended amount will still be available for your child’s education fund. |
| Tax Relief | Income Tax Relief of up to RM3,000 for medical and educational insurance (subject to a final decision by the Inland Revenue Board)
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| Basic Protection. | You have a choice of how much Life Insurance you want which is called the Basic Sum Assured. The Basic Sum Assured can be increased or decreased subject to current underwriting requirements. Both the Basic Sum Assured and the Investment Account balance are payable upon death of the child before age 25.
In the event the child suffers from Total and Permanent Disability before age 25, the Basic Sum Assured is payable and you have a choice of:
In the event the child survives to age 25, a maturity benefit equivalent to the Investment Account value is payable. |
| Optional Juvenile Critical Illnesses Protection | Juvenile Critical Illnesses Coverage
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| Other Optional Protection | You can attach a choice of optional riders to enhance your child’s insurance protection. |
| Education Withdrawal | Cash Withdrawal at anytime for your child’s education subject to fund balance of RM2,000. |
| Education Fund | Build your child’s education fund faster with a choice of professionally managed MAA investment-linked funds. You have a choice of diverse professionally managed MAA investment-linked funds to choose from, depending on your investment objectives, risk profiles and investment horizons. You have the flexibility of not only investing in any one of the MAA investment-linked funds but also switching your investment between these funds as your risk profile changes.
MaaxEducation gives you added flexibility to top-up on a regular basis with MaaxSaver, which starts from as low as RM50 a month. In addition, you also have the flexibility to top-up your investment at any time with a minimum lump sum payment of RM2,000. These top-up facilities are available to you to maximise your investment. In the long term, these professionally-managed funds offer potentially higher returns. |
Who is Eligible?
Your children can be insured with MaaxEducation if they are between 30 days and 15 years of age; however, the policyholder must be at least 18 years old.
2. INSURAN KENDERAAN – TAKAFUL IKHLAS SDN BHD
- First Party
3. INSURAN KEMALANGAN.. – TAKAFUL IKHLAS SDN BHD
